Financial Wellness Toolkit

Financial questions deserve practical answers.

Simple tools designed to help with everyday financial decisions — before small uncertainties become bigger problems. Every calculator below works right now, with no sign-up required.

For Employers

Model the business case for your workforce

Our ROI Calculator is the most in-depth tool here — built specifically for HR leaders and business decision-makers to estimate potential business value.

Open the ROI Calculator

Workforce Inputs

Business Value

Estimated ROI

Annual Investment

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Everyday calculators, built to actually work.

Standard, well-established formulas — the same math behind any credible financial calculator. Nothing here requires your email.

SIP Calculator

Estimate the future value of a monthly Systematic Investment Plan.

Monthly Investment (₹)

Expected Annual Return (%)

Time Period (years)

Total Invested₹0

Estimated Returns₹0

Estimated Future Value₹0

EMI Calculator

Estimate the monthly payment on a loan.

Loan Amount (₹)

Interest Rate (% p.a.)

Loan Tenure (years)

Monthly EMI₹0

Total Interest Payable₹0

Total Payment₹0

Emergency Fund Calculator

A simple target for how much of a safety net to aim for.

Monthly Essential Expenses (₹)

Months of Coverage

Coverage Selected6 months

Target Emergency Fund₹0

Inflation Impact Calculator

See what today's amount may cost in the future.

Amount Today (₹)

Expected Inflation (%)

Years Ahead

Equivalent Future Cost₹0

Value Eroded by Inflation₹0

Retirement Corpus Estimator

Rule-of-thumb estimate for general planning — not a personalised retirement plan.

Current Monthly Expenses (₹)

Years to Retirement

Expected Inflation (%)

Monthly Expense at Retirement₹0

Estimated Corpus Needed₹0

These calculators use standard financial formulas (including the widely-cited "25x annual expenses" retirement rule of thumb) for general estimation purposes and are not personalized financial advice. Actual results depend on real market conditions, loan terms and individual circumstances.

In Development

Mutual Fund Portfolio Overlap

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Your Fund Holdings

Compare Two Funds

Overlap in Holdings

Reduce Duplication

For HR & Business Leaders

Tools for making the business case.

Workforce ROI Calculator

Estimate the potential business value of financial wellness for your specific workforce.

Open Calculator

Financial Wellness Business Case

The case for treating employee financial wellbeing as a workplace issue worth addressing.

For Your Organization

Want this built into a benefit?

These tools are free to explore. The Fin Guard program gives every employee one-on-one guidance built around their real situation.

Book a Free Consultation Calculate Your Potential ROI